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The BNL Classic Card has changed the way we deal with credit. It offers many benefits that help you control your finances.
You don't pay fees and use a simple app to see your expenses.
It is important to mention that it is made from recycled PVC, showing concern for nature.
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Want to know how the BNL Classic Card can help your finances?
Key Points to Consider:
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- The BNL Classic Card is an innovative and sustainable option.
- Benefits such as exemption from fees make it advantageous to use.
- A management application makes financial control easier.
- Attractive loyalty program for demanding consumers.
- Made with recycled PVC, promoting sustainability.
What is the BNL Classic Card?
The BNL Classic Card is designed for those who want practicality in their finances. It is a credit card that makes everyday life easier. It combines convenience for the user and care for the environment.

This card is made from recycled PVC. This shows our commitment to sustainability. With this card, you can make a purchase and still help the planet.
Plus, there are no fees, which is perfect for those who like things simple.
Choosing BNL Classic means using credit in an easy and responsible way. You help the environment and still enjoy the benefits of a credit card.
Table – BNL Classic Card in Indonesian Rupiah (Rp)
| Item | Value in Rp (IDR) | Notes |
|---|---|---|
| Monthly credit limit | Up to IDR 92.000.000 | Maximum monthly limit available |
| Daily ATM cash withdrawal limit | IDR 18.250.000 | Maximum amount per day for cash withdrawals |
| Main card annual fee | IDR 833.000 | Charged annually |
| Additional card annual fee | IDR 612.000 | For linked cards |
| Cash withdrawal fee (ATM) | 4% (min. Rp 43.860) | Commission on the amount withdrawn |
| Commission for foreign currency transactions | 1,70%. | Applies to transactions outside the Eurozone |
| Sending the monthly statement on paper | IDR 17.000 | If it is not digital |
| PIN code reissue | IDR 25.500 | When requested by the customer |
| Card replacement | IDR 170.000 | In case of loss, theft or technical failure |
| Commission for supplies in Italy | Free | no fee |
Exclusive Benefits of BNL Classic Card in Indonesia
The BNL Classic Card offers many benefits to its users. It has no annual fees or administrative fees. This means that you can use your card without worrying about extra costs. This benefit helps you save money every month.
Security is one of the card's main focuses. It comes with insurance included, protecting you against fraud and loss. This means you can make purchases with greater security and peace of mind, knowing that you are protected.
A very practical benefit is being able to order additional cards. This helps a lot in organizing your expenses. You can also share your card limit with whoever you want. This makes purchases with family or friends easier to manage.
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Digital Experience with the BNL Classic Card
The BNL Classic Card has a special app. It helps you control payments and expenses easily. You can see your expenses in real time, which is very practical.
The app helps you organize your finances in a smart way. With it, you can categorize expenses and receive alerts when bills are due. Thanks to an easy-to-use interface, you no longer need to keep complicated notes.
Using the app, it’s easy to keep detailed control of your payments. This helps you organize your finances. Managing your card becomes simple and fast, perfect for today’s busy life.
PAYBACK BNL X YOU Loyalty Program
The BNL Classic Card has an exclusive program called BNL X YOU. It is made in partnership with PAYBACK. You earn points every time you buy something.
These points can be exchanged for a variety of things, such as products, services or discounts at many partner stores.
By participating in this loyalty program, you can:
- Accumulate points on all your everyday purchases.
- Exchange points for cool stuff, better than normal cards.
- Discover new stores and products with rewards.
- Spend your money in a more planned way.
The BNL X YOU program doesn't just value your purchases. It helps you have a healthier way of consuming and taking care of your finances. Using the BNL Classic Card, your expenses become real advantages.
Conclusion
The BNL Classic Card is a great option for those seeking financial benefits and sustainable practices. It offers fee exemption, protection insurance and an app. This app helps you manage your money easily.
Choosing the BNL Classic Card means taking care of your money and the planet at the same time. You participate in a loyalty program with PAYBACK. This allows you to earn points and exchange them for incredible rewards.
Using the BNL Classic Card changes the way you handle money in a positive way. Make a smart choice. Enjoy the benefits this card brings to your financial life.
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FAQ
What is the BNL Classic Card?
The BNL Classic Card is made from recycled PVC. It does not charge fees, making your purchases and financial transactions easier and more sustainable.
What are the benefits of the BNL Classic Card?
You pay no annual fees and are protected against fraud. You have insurance for your card and can order additional cards for your family.
How does the BNL Classic Card app work?
With the app, you can see your expenses instantly, organize your spending and receive invoice reminders. The interface is easy to use, helping you control your finances.
What is the BNL X YOU loyalty program?
With BNL X YOU, you earn points on purchases, which can be exchanged for products or discounts. This is done in partnership with PAYBACK, encouraging conscious purchasing.
Does the BNL Classic Card offer any type of insurance?
Yes, the BNL Classic Card comes with insurance. This protects you from fraud and losses, ensuring the security of your transactions.
Is it possible to add additional cards to the BNL Classic Card?
Yes, you can order additional cards. This helps you share your credit limit and control your spending with whoever you want.
How do I apply for the BNL Classic Card?
To apply for the BNL Classic Card, simply access the BNL website or use the app. Information is required for credit analysis.
Are there any hidden fees when using the BNL Classic Card?
No, the BNL Classic Card has no annual or administrative fees. You can use it without fear of extra costs.



