How to withdraw FGTS through the app? Check out the complete guide!

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How to withdraw FGTS through the app? If you want to make the process of withdrawing your Severance Pay Guarantee Fund (FGTS) easier, the FGTS app is a practical and convenient option. 

With it, you can perform various operations quickly and safely, without having to go to a bank branch. In the app, you can check your balance, request withdrawals of available funds and monitor your account transactions. 

Next, we will present a step-by-step guide to how to withdraw FGTS through the application, ensuring that you make the most of this facility provided by technology, let's find out!

What is FGTS? 

The Severance Pay Guarantee Fund (FGTS) is a labor benefit created in Brazil with the aim of protecting workers in cases of unfair dismissal, in addition to other specific situations. 

This is a right guaranteed by law, in which the employer must deposit a monthly amount corresponding to 8% of the employee's salary into a linked account when withdrawing the FGTS. 

This fund is administered by Caixa Econômica Federal and its purpose is to provide workers with a financial reserve for times of need, such as buying their own home, retiring or emergency situations, such as serious illnesses. 

The FGTS is for all workers with a formal employment contract, including domestic, temporary and intermittent employees. 

In addition to the mandatory monthly deposit, the FGTS can also be withdrawn in specific situations, such as dismissal without just cause, termination of a fixed-term contract, purchase of a home, retirement, among others. 

It is important to be aware of the deadlines and procedures for requesting a withdrawal of FGTS, as each situation requires specific documentation. Access to information about FGTS, such as the amount of money you still have, statements and withdrawal options, can be done through the FGTS app, in a practical and secure way.

How do I access the FGTS application? 

To access the FGTS app and get information about your balance and possible withdrawals, you need to follow a few simple steps. First, download the official FGTS app on your smartphone, available in the iOS and Android app stores. 

After installation, open the app and click “Register” to create an account. You will need to enter your CPF number, date of birth and create an access password. 

After registering, log in to the app with your CPF and password. When you log in, you will be able to view the balance available in your FGTS account, statements, latest transactions and information about available withdrawals. 

It is important to keep your details up to date in the app, such as your address, phone number and email address, so that you can receive important notifications. Remember that any sensitive information, such as passwords and bank details, must be protected and should not be shared with third parties.

How to withdraw FGTS? 

To withdraw your FGTS funds through the app, follow these instructions. First, access the FGTS app on your smartphone and log in with your access data. Then, find the “FGTS Withdrawal” option in the main menu. 

So, click on this option and you will see information about the withdrawals available for your account. Select the desired option and follow the instructions to confirm the operation. This way, the application will provide guidance on the necessary documents and other procedures to make the withdrawal. 

However, it is important to note that withdrawals are subject to specific rules and conditions, such as deadlines and limits established by the government. Therefore, check the information provided by the application and make sure you meet the requirements to make the withdrawal correctly.

How do I check my FGTS balance using the app?

But how do I check it? To check my FGTS balance using the app, you will need to download the official FGTS app on your smartphone. After installing the app, open it and select the balance check option. You will be asked to log in using your PIS/PASEP number and a previously registered password. 

After logging in, the application will process the information and display the balance available in your FGTS account. It is important to note that the balance may be updated periodically, so it is recommended to check regularly for updated information. 

In addition to the balance, the app also offers other features, such as checking statements, making withdrawals and checking information about deposits and income obtained. Therefore, the FGTS app is a convenient tool for monitoring your balance and managing your account easily and securely.

Withdraw FGTS - Seed of Faith
Withdraw FGTS – Seed of Faith

In short, the FGTS app offers a practical and secure way to access information about your Severance Pay Guarantee Fund. It allows workers to check their balances, statements, transactions and even request withdrawals, all from their mobile devices.

Withdrawing FGTS is an important right for workers and can be used in a variety of financial situations, such as buying a home or in emergencies. Therefore, the FGTS app becomes a valuable tool for tracking and managing your fund, ensuring that you are aware of your resources and rights.

By keeping your details up to date and following the app’s instructions, you can ensure a smooth and efficient experience when dealing with your FGTS. Technology makes it easier to access these resources, making the process more convenient for all workers. So, make the most of this tool to keep your personal finances in order and make informed decisions about your FGTS.

Amanda Rodrigues
Amanda Rodrigues